Program & Services
The Industrial Development Bank offers you a comprehensive banking experience that goes beyond traditional card use, with a range of exclusive offers and benefits designed to meet your daily needs and enhance your lifestyle.
Enjoy the IDB Rewards Program, which lets you earn points on every purchase made with your bank cards and redeem them for a wide selection of gifts and rewards—both inside and outside Egypt.
Get what you need now and pay later through the convenient credit card installment program, allowing you to split purchases and cash withdrawals into installments of up to 60 months with flexible terms.
Take advantage of these great benefits and always stay ahead with IDB banking cards.
IDB Mastercard Cardholders Rewards Program
Loyalty Points
- 1 EGP worth of purchases equals 1 point (maximum).
- The minimum redemption value for loyalty points is 20,000 points.
- Points are valid for two years.
- Loyalty points are not awarded for government transactions, gasoline, etc.
| Credit Cards | Titanium | Platinum | World Elite |
|---|---|---|---|
| Maximum value of loyalty points from the value of credit card transactions | 0.7% | 0.8% | 1% |
| Example: A purchase of EGP 1000 | 1000 points = EGP 7 | 1000 points = EGP 8 | 1000 points = EGP 10 |
| Debit Cards | Titanium | Platinum |
|---|---|---|
| Maximum value of loyalty points from the value of transactions executed with debit cards | 0.4% | 0.5% |
| Example: A purchase of EGP 1000 | 1000 points = EGP 4 | 1000 points = EGP 5 |
Installment Program for Credit Card Clients
Work Mechanism
The amount to be paid in installments is reserved from the available balance, with the value of this reserved amount being reduced by the value of the monthly installment and this installment being added to the customer's transactions that he is required to pay or pay a minimum of 5%. In this case, the announced debit interest rate for credit cards is applied in the event that the debt is not fully paid
Installment Periods
3 months, 6 months, 1 year, 2 years, 3 years, 4 years, 5 years
Minimum transaction value to be paid in installments
EGP 1000
Early payment
5% of the amount to be paid
Debit return
32% per annum
